By accessing this website you agree to be bound by these Terms and Conditions (“terms”); please read them carefully. If you do not agree to be bound by these terms you should not access or view this website.

In the event that any or any part of the terms contained in these terms and conditions shall be determined by any competent authority to be invalid, unlawful or unenforceable to any extent, such term shall to that extent be severed from the remaining terms that shall continue to be valid and enforceable to the fullest extent permitted by law.

The information contained in this website is intended for general information purposes only. POINTSMITH has made all reasonable efforts to ensure that the information on this website is accurate at the time of inclusion, however there may be inaccuracies and occasional errors for which POINTSMITH apologies.

POINTSMITH makes no representations or warranties about the information provided through this website, including any hypertext links to any website or other items used either directly or indirectly from this website. POINTSMITH accepts no liability for any inaccuracies or omissions in this website and any decisions based on information contained in POINTSMITH’s websites are the sole responsibility of the visitor.

The information and images contained within this website are ©Copyright POINTSMITH. We permit you to make copies of this website as necessary incidental acts during your viewing of it; and you may take a print for your personal use of so much of the site as is reasonable for private purposes. You may not frame this site nor link to a page other than the home page without our express permission in writing. No intellectual property rights in respect this website are granted or extended as a result of making the website available.

You shall not use this website for any illegal purposes and in particular agree that you shall not send, use, copy, post or allow any posting which is defamatory or obscene within the meaning of the Obscene Publications Act or which is abusive, indecent or in breach of the privacy of any person. You agree not to send any unsolicited promotional or advertising material, spam or similar materials or any volume messages that may interfere with the operation of this website or with the enjoyment of this website by other visitors.

POINTSMITH reserves the right at any time and without notice to enhance, modify, alter, suspend or permanently discontinue all or any part of this website and to restrict or prohibit access to it.

You hereby agree to indemnify POINTSMITH its affiliates and its representatives harmless against any and all liabilities, costs, suits, claims, demands, losses and damages (including court costs and legal fees), fines and actions of any kind or nature whatsoever incurred by or awarded against POINTSMITH as a result of your misuse of this website or your breach of these terms, or your violation of any third party’s rights relating to this website.

If you are in breach of these terms or of POINTSMITH’s Data Privacy Statement, POINTSMITH may at its option, suspend or block your access to this website and refuse to provide you with any further access to it.

This website may contain links to other websites. While we try to link only to websites that share our standards and respect for privacy, we are not responsible for the content, security or privacy practices of other websites. POINTSMITH does not endorse other websites or their content by virtue of linking to them from pointsmith.com.

Some pages on pointsmith.com, or on third party websites that are linked from POINTSMITH.com, are available only to clients with registered accounts and log-on credentials. You are responsible for the confidentiality of your log-on credentials and account information, and for all actions taken on the website while logged on with your credentials. Therefore, you should not disclose your log-on credentials or account information to anyone else and you should choose a unique password that is not used on any other account or easily guessed by others. POINTSMITH reserves the right to suspend or cancel website accounts and log-on credentials at any time, for any, or no, reason and without notice. If you suspect that your log-on credentials have been compromised, please notify us immediately using the support contact information provided on the relevant account log-on page.

This website is provided to you free of charge, and neither POINTSMITH nor any of its subsidiary or affiliated companies accept any liability to you (except in the case of personal injury or death caused by its negligence or for fraud or as required by law) whether in contract, tort (including negligence) or otherwise, arising out of it in connection with this website. POINTSMITH accepts no liability for any damages (including direct, special, indirect, incidental,  consequential, punitive, exemplary, or aggravated damages and damages or loss of use, profits or revenue), or any other damages of whatsoever kind resulting from whatever cause through the use, availability, or content of any information obtained either directly or indirectly from  the POINTSMITH website. Your sole remedy is to discontinue using this website.

You agree that in no event shall you seek to hold POINTSMITH liable, whether in contract, tort  or otherwise, for damages (including direct, indirect, incidental, consequential, special, punitive, exemplary and aggravated damages and damages for loss of use, profits or revenue) or any other remedy relating to the use, availability or content of the POINTSMITH website.

This website may not be used by persons under the age of majority in their jurisdiction.

These terms may be amended by POINTSMITH from time to time.

Your use of this website and downloads from it, and the operation of these terms and conditions, shall be governed in accordance with the laws of the United States of America.

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